Finally a pension, that makes sense
Get the market's absolute most cost-effective, best performing and most flexible pension solution without all the hassle and complexity.
How
Our Digital Products
We enable customization, advice, and insights directly in the platform — no phone queues, emails, or meeting scheduling needed
Employee App
Employees can learn more and customise to suit their needs directly in the app or web platform - We are here to help, but old school 1-1s are not required.
HR Tool
HR can change relevant information for employees such as salary, employee group and leave. A dedicated person is provided to the company - but everything can be changed in platform
Values
Making a difference with personal customisation
Finally a pension that make sense
Finally understand your pension
We take pride in you understanding taking an active stance. Majority of Danes have a hard time understanding their pension and 1 in 3 are afraid that they don't save enough for retirement. Sprout's ultimate goal is bringing that down to zero!
Only pay for coverages you need
60% don't know which coverages they pay for and, meaning they are missing out on timely treatment and support. We take a proactive approach, offering fast access to care and identifying early signs of potential issues, while helping you get rid of what you don't need
Avoid high arbitrary fees
While Danes excel at saving for retirement, pension companies have failed to provide a cost-effective solution, as repeatedly pointed out by The Danish Competition and Consumer Authority. Sprout brings much-needed competition, significantly lowering industry costs.
Our Model
Everything you need. Nothing you don’t.
Passive Investments
We don’t try to beat the market as the best way to prosperity is to provide you the most cost-effective index funds
Active support
We're always ready to help you by phone, email and through the app.
Flexible solutions
Choose your investments and insurances yourself or go with the company's deal.
Transparent Pricing
We’ve eliminated the fee jungle to a flat advisory fee of 199 per month and a low 0.375% investment fee - less than half of our peers
A simple digital format
Get an overview, learn more and customise for you, all in one place.
Independent Advice
We have no interest in pushing unnecessary insurance or fees onto your scheme.
Tailor-made Pension
Our platform and advisors are trained to take your individual needs into account.
Bilingual
We offer all materials in Danish and English. Even more languages are on the way!
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